Meet Crystal, your AI financial advisor

Save smarter,
spend wiser.

Moniflow tracks your income, expenses, and debts, then Crystal, your AI advisor, tells you exactly what to do next. No spreadsheets. No guesswork.

Everything you need

One place for your entire financial picture

No spreadsheets. No guesswork. Just clarity.

Crystal, your AI advisor

Ask anything about your money. Crystal reads your data, spots trends, and gives you straight answers, no jargon.

Income tracking

Salary, freelance, rentals. Add every source. See your projected earnings across the next 12 months.

Expense management

Fixed bills, one-time splurges, subscriptions. Know exactly where your money goes every single month.

Debt payoff planner

Track every loan and payment schedule. Crystal shows you which debt to kill first and when you'll be free.

Goal setting

Name what you're saving for. Crystal tracks progress and nudges you toward it, month by month.

12-month forecast

See your cashflow projected forward. Healthy, caution, or critical.you'll know before problems hit.

See it all in action. Your data, your way.

How it works

Three steps to financial clarity

01

Create your account

Sign up in 30 seconds. No credit card. No commitment.

02

Add your finances

Income, expenses, debts, goals. Plug them in. Crystal learns your situation.

03

Ask Crystal anything

"How am I doing?" "Can I afford this?" Crystal gives you real answers, in plain English.

Pricing

Plans that grow with you

Start free. Upgrade when you need more. Cancel anytime.

Free

$0forever

Get started with the basics. No credit card required.

Manual income & expense tracking
Crystal AI advisor(10 messages/mo)
Budget categories(Up to 5)
Goals(1 goal)
Debt tracking(View only)
12-month cashflow forecast
Reports & export
Family sharing
Most popular

Pro

$7.99/month

$59.99/yr · save 37%

For people serious about their money. Unlock the full toolkit.

Everything in Free
Crystal AI advisor(100 messages/mo)
Unlimited budget categories
Up to 5 goals
Full debt payoff planner
Basic reports
12-month cashflow forecast
Family sharing

Premium

$14.99/month

$119.99/yr · save 33%

Unlimited everything. Crystal at full power. Built for families.

Everything in Pro
Unlimited Crystal AI
Unlimited goals
12-month cashflow forecast
Advanced reports + CSV/PDF
Family sharing(Up to 3 users)
Priority support
Early access to new features

Need a custom plan for your team or business?

Book a demo

Book a demo

See how Moniflow and Crystal can work for you. We'll walk you through everything in 15 minutes.

Privacy first

Your data stays yours. Period.

We don't sell, share, or monetize your financial data. Ever. Crystal works for you, not advertisers.

Bank-level encryption

Your data is encrypted at rest and in transit. Always.

No third-party access

We never share your financial data with anyone. Full stop.

You control everything

Export or delete your data at any time. It's your money story.

Get in touch

We'd love to hear from you

Have a question, feedback, or partnership idea? Reach out, we reply to every message.

Email us

For support, feedback, or just to say hi.

hello@getmoniflow.com

Book a demo

See Moniflow in action with a personal walkthrough.

Schedule a call

Based everywhere

We're a remote team building for people worldwide.

Send us a message

Ready to see where
your money really goes?

Sign up in 30 seconds. Crystal is ready when you are.